• Insurance Plan

    • An insurance plan is needed to make your life safe, secure and stress free. By opting for a proper insurance plan, you can also get constant returns and enjoy that financial stability in the long run. Insurance is a vital... 

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  • Term Life Insurance

    • As the name itself suggests, term life insurance is so called as it offers coverage to an individual for a specified term or period say, for instance, 1, 5, 10, 15 or 20 years. In case the individual passes away during the... 

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  • Car Insurance

    • Car insurance, also termed as auto insurance is an insurance which is purchased for different types of vehicles, including cars and trucks. The main objective of car insurance is to provide protection against potential loss... 

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  • Life Insurance Explained

    • By using the right type of insurance life plans, you can make your life more secure and enjoy that financial stability. According to experts, opting for a proper life insurance plan is one of the most important parts of the... 

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  • Homeowner Insurance

    • Are we all familiar with the term insurance? In Economics, insurance is defined as a form of risk management which is used to protect against the risk of contingent loss. With the passage of time, different insurance companies... 

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  • Claim Adjusters

    • An insurance company provides coverage to loss which might be suffered by the insurer. When the actual loss takes place the insurer files a claim with the company to receive the amount promised. These claims are scrutinized... 

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  • Underwriting

    • Underwriting is a process through which an insurer, bank or an investment house, determines whether a customer is eligible for their products or not. The products could be a mortgage, loan, insurance or shares. The term underwriting... 

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  • Extended Coverage

    • Having coverage means that one is insured against certain risks, as mentioned in the insurance policy. An extended coverage is the coverage provided for risks which are not originally included in the policy. This is required... 

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  • Catastrophe Modelling

    • A catastrophe can be a disaster and misfortune which occurs due to natural phenomena like an earthquake, hurricane, flood, tornado, wildfire, storm or hail. The other types of catastrophes can be man-made like war, terrorism,... 

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  • Calculable Loss

    • In Insurance a risk is transferred to another party, by paying a certain amount called a premium. Insurance is a form of risk management, to cover for a probable loss. An insurance policy is a contract between two parties.... 

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  • Insurable Risk

    • Insurance is possible only when there is a risk of something happening to the thing insured. Also the risk should meet certain criteria which are given in the guidelines and laws governing insurance. Insurable risk is better... 

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  • Accidental Loss

    • When a loss occurs suddenly, without warning and totally unexpected, which is beyond ones control to prevent or stop it, is called an Accidental Loss. In the field of Insurance, Accidental Loss has separate clauses attached... 

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  • Principles of Insurance

    • Insurance is the business of risk coverage and compensating the affected party for their loss. There are certain principles of insurance, that form the basis of this business. The first principle of insurance is the contract... 

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  • Types of Insurance

    • Insurance is one of the best risk management strategies that one can follow. Insurance companies will cover the risk of loss in exchange for a fee, called a premium. When the risk is taken over by an insurance company it... 

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  • Second Lien Financing

    • A lien is a kind of security interest given over an item of property as security of a payment of debt. Second lien financing, otherwise known as last out participation is a kind of financing taken against a security interest... 

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  • Obama Stimulus Plan

    • 2009 has started on a positive note for the USA with the President, Barack Obama, presenting a plan designed to stimulate the economy. The Obama Stimulus plan comes at a time when the US economy is at an all time low. With... 

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